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VA Loans
 
VA home loans are mortgage loans guaranteed by the Veterans Administration provided to veterans, active service members and eligible surviving spouses.
 
Aside from the veteran's certificate of eligibility and the VA-assigned appraisal, the application process is not much different than any other type of mortgage loan.
 
What are the main advantages of VA loans?
  • There is no down payment required as long as the sales price does not exceed the appraised value. 
  • No private mortgage insurance premium. 
  • Closing costs may be paid by the seller. 
  • VA funding fees are rolled into the loan amount. 
  • Disabled veterans and surviving spouses are exempt from paying funding fees. 
  • The qualification standards are more relaxed. 
  • VA benefit may be used multiple times. 
  • VA loans are assumable, as long as the person assuming the loan qualifies. 
  • VA loans can be refinanced up to 90% of the home value. 
  • Frequently lower interest rate than ordinarily available rates makes these loans more attractive.
 
Pittsburgh VA Loans
 
 
 
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