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Basic Loan Document Requirements
 
Documents required vary depending on lender and loan product. The below list is a general itemization of the typical documents required.
 
 
 
Mortgage Documents
Documents:
  • Latest 2 years tax returns
  • Last 2 pay stubs
  • Latest 2 months bank statements, Verification of Deposit (VOD), or other acceptable asset reserves.
  • *CPA letter and/or business license if self-employed stating 2+ years employment in same job or field. The bank or lender will call your employer if you are W-2 for verification of employment.
  • Bank Statements - Pertinent information for all checking and savings accounts.
  • Complete information for other real estate you own.
  • Certificate of Eligibility and DD-214 (for veterans only).
  • Current check stubs and your W-2 forms (past two years).
  • Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals.
  • Personal identification, including Green Card if applicable
  • Other pertinent items such as: Bankruptcy Discharge Notice or Divorce Decree
 
 
 
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© MABC Mortgage
MABC Mortgage, LLC
LO License #29248
Broker License #20471
NMLS Broker ID #119413
NMLS LO ID #134430
Licensed by the PA Department of Banking
 
 
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