Client Resources
 
What’s New that We Need From You?
 
  > Acknowledgement…and a Valid Email Address!
 
What is the value of a VALID Email Address? Priceless!!... (At least we think so)
  • You can E-sign the Intent to Proceed that will trigger the required waiting periods.  Electronic Acknowledgement expedites the process.
  • You, (The Client) will open account and acknowledge E-Consent
  • You, (The Client) can view Loan Estimate and Acknowledge Intent to Proceed
  • You, (The Client) can view and Acknowledge the Closing Disclosures.
 

 
With Email
  • Electronic acknowledgement of Intent to Proceed immediately opens ability for the appraisal order
  • Eliminates mail time on disclosures
  • Client can view appraisal
  • Electronic acknowledgement of Closing Disclosure opens ability to close in 6 days from acknowledgement
  • The required TRID 3-day wait period does not start until the Client acknowledges the CD.
 

 
Without Email
  • Client to hand sign Intent to Proceed, MABC Mortgage Forwards to lender in order to initiate appraisal order
  • Closing Disclosure needs to be hand signed and returned to Lender to start timer for 3 day window to close
  • With the new 3-day wait period, the day count does not start until the Client signs the CD acknowledgment
 

 
What can cause a CD re-disclosure?
  1. APR change is greater than .125
  2. Product Change
  3. Pre-Payment Penalty Added
 
Clients will have Visibility to the Loan Estimate, Intent to Proceed and Closing Disclosure with the ability to take necessary action.
 
As Always, MABC Mortgage is committed to providing our clients with the best possible service, lenders and rates.
We look forward to working with you!
 
 
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MABC Mortgage, LLC
LO License #29248
Broker License #20471
NMLS Broker ID #119413
NMLS LO ID #134430
Licensed by the PA Department of Banking
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